Tips for Filing a Claim for a Car Accident

Post by: Eric Jones | Posted Date: July 2nd, 2014 | Categories: Columbus Personal Injury Lawyer

Have you sustained injuries in a car accident that was caused by another driver’s negligence? If so, you may be eligible to receive compensation for the following damages:

  • Past, present, and future bills related to medical treatment of accident injuries
  • Repair or replacement of vehicle damaged in the accident
  • Emotional distress caused by the accident
  • Lost earning capacity

Before filing a lawsuit or insurance claim for injuries, it’s important to understand how Ohio car accident laws will affect your case. If you are in a car accident in Ohio, you can file a liability claim against the at-fault driver two years from the time of the accident for personal injury or vehicle damage. If you don’t file the lawsuit within this two-year period, you will lose your right to a hearing. That’s why it’s so important to abide by Ohio’s statute of limitations.

Act Promptly After a Car Accident

After you are in a car accident, it’s crucial to act quickly by reporting the accident to the local police, emergency medical services, and auto insurance carriers. Talk to witnesses at the scene of the accident and take pictures of the damage, if possible. Write down the names, addresses, and contact information of potential witnesses in case it becomes necessary to file a lawsuit. Seek medical care for your injuries immediately after the accident. Follow the doctor’s recommendations and keep detailed records of all medical treatment that you receive. Avoid speaking with an insurance claims adjuster because it’s better to have an auto accident lawyer speak with insurance representatives on your behalf. Definitely avoid signing any documents or making recorded statements until you’ve consulted an attorney.

Discuss your case with a car accident attorney in Columbus, Ohio as soon after the accident as possible. The faster you get an attorney involved, the more that the attorney will likely be able to do for your case. An attorney can help you preserve helpful evidence, identify and assemble key witnesses, retain experts to help build your case, and lead negotiation and settlement discussions with the insurance company.

Car Insurance Rules and Requirements in Ohio

Ohio is a “fault” or “tort” state, which means that you are free to file a personal injury lawsuit or insurance claim against the other driver. The minimum car insurance coverage requirements for drivers in Ohio are $12,500 for the injury or death of a single person, $25,000 for any single accident, and $7,000 for any property damage that the accident causes. Owing to the fact that Ohio is a “tort” state, many insurers recommend that their clients purchase auto insurance coverage limits that are higher than the required minimum.

A good car accident attorney in Columbus, Ohio can help you avoid obstacles when you file a car accident claim and inform you of your rights and legal options at every step. A Columbus auto accident attorney can also help you file a car accident lawsuit if necessary and represent you in court proceedings. Call (614) 545-9998 or contact us online to get in touch. Immediate action may be required to preserve all of your rights.

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