Tips on How to File a Personal Injury Claim

Post by: Eric Jones | Posted Date: February 18th, 2016 | Categories: Columbus Personal Injury Lawyer

First and foremost, do not wait to speak with a personal injury attorney in Columbus, Ohio, if you think you have claim. A consultation should cost you nothing, but the advice and guidance you receive will prove invaluable. Insurance companies do not welcome opportunities to reimburse medical expense and pay damages. They will contest even the most straightforward claims, so it helps to have a legal advocate on your side the entire time. How do I make a personal injury claim?

Besides seeking help from a plaintiff’s attorney, you need to document everything that substantiates your claim and to resist pressure from insurance company representatives.

Keep All the Records

The second key to succeeding with a personal injury claim is having clear evidence of what happened, why it happened, how you suffered, and what the financial impacts of the incident were. In a word, you need paperwork. And lots of it.

If possible, start putting together the records you will need on the spot of the incident that left you injured. Take pictures of the car crash. Get the name of the dog that bit your child, as well the name and address of the pet’s owner. Make sure you learn the name of the doctor who botched the surgery. Ask for printouts of nursing home policies so you can match incidents of abuse to violations of written procedures.

Write down as much information as possible. Keep all the forms, x-rays, and prescriptions you receive from health care providers. Take notes during phone calls related to your claim. Create files—in a cabinet and on your computer—and update them frequently. Share all the information you have with your Ohio personal injury lawyer. Holding back anything could reduce your chance of reaching a fair settlement or winning a court judgment.

Do Not Provide a Recorded Statement Over the Phone

Especially if you suffer an injury in a motor vehicle accident caused by another driver, you can expect to be contacted by an insurance company representative. The person will ask you to give a recorded statement to, for example, “speed up the processing of your claim.” Do not give that statement.

Personal injury claims are not criminal trials, but many of the same rules apply. Anything you say to an insurance rep can be used against you. If your case goes far enough, you will have to provide an official account of how you got hurt and what you have experienced since the accident, animal attack, medical malpractice or whatever. That will be a deposition, and your personal attorney will accompany you to ensure you are not subjected to unfair questioning.

Another reason to avoid making an official statement within days of an injury is that you will have very few details regarding the cause and long-term consequences. It can take months to understand how much harm you have suffered and why an injury occurred. Going on the record too early can limit your ability to recover adequate financial compensation.

Learn More

We have left out many details here in the interest of highlighting the most important steps to take when pursuing a personal injury claim. A free call to the attorneys of Jones Law Group at (614) 545-9998 can help you deal with your own insurer following an accident, find medical and financial resources, and understand your rights as a victim. We can assist you with calculating past and future injury-related costs, and also review proposed settlements. Should a civil trial become necessary, we will stand for in court and keep the insurance company honest. Reach out to let us know how we can be of service.

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