Common Myths About Social Security Benefits

Post by: Eric Jones | Posted Date: February 18th, 2014 | Categories: Social Security Disability

If you’re suffering from a long-term disability that renders you unable to work, you may qualify for Social Security disability benefits. Unfortunately, there are many myths surrounding the Social Security disability application process and other aspects of the program that prevent people from obtaining the benefits to which they’re entitled. We’ve debunked some of those myths below.

MYTH: You must be permanently disabled to qualify for disability benefits.

Your disability doesn’t have to be permanent to qualify you for Social Security disability benefits. In order to be eligible, your disability must be expected to last for a continuous period of at least 12 months.

MYTH: Everyone is denied disability benefits the first time they apply.

While it’s true that the SSA denies about 70% of initial claims, it is still possible to win Social Security disability benefits at the initial application stage. To maximize the chances of winning your initial claim, it’s recommended that you hire an experienced Social Security disability attorney to help you gather the required paperwork and file your application.

MYTH: It’s more difficult to obtain Social Security disability benefits if you have a mental disorder.

There is no evidence to support the claim that obtaining Social Security disability benefits is more difficult if you have a mental disorder, such as clinical depression or bipolar disorder. All Social Security disability claims are evaluated on a case-by-case basis.

MYTH: Certain medical conditions can get you automatically approved for benefits.

The disability evaluation process is never automatic, regardless of what medical condition you have. That being said, claimants who have a disability that meets an impairment listing in the SSA’s Blue Book tend to be approved for benefits more easily. The SSA also has a Compassionate Allowance List, which lists rare diseases and serious cancers. For claimants who have a condition on this list, the disability determination process is expedited and a decision regarding their disability claim can be made within one month.

MYTH: You are not allowed to work if you’re applying for Social Security Disability Insurance benefits.

Working will not disqualify you for Social Security disability benefits if you’re earning less than the substantial gainful activity (SGA) amount. In 2014, the monthly SGA amount is $1070 for non-blind applicants and $1800 for blind applicants.

MYTH: You must have limited assets to qualify for Social Security disability benefits.

Your assets aren’t considered when you apply for Social Security Disability Insurance (SSDI). As long as you paid a sufficient amount of FICA taxes while you worked and have a long-term disability that prevents you from working full-time, you are eligible for SSDI benefits. On the other hand, the Supplemental Security Income (SSI) program only awards benefits to claimants with limited assets and income.

Schedule a Free Consultation with Our Ohio Social Security Disability Attorneys

Applying for Social Security disability benefits on your own can be overwhelming. Working with a seasoned Ohio Social Security disability attorney could make the difference between winning and losing your claim. Call Jones Law Group at (614) 545-9998 or contact us online to schedule a free consultation with our disability attorneys in Columbus.

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